All Blog Entries by Brett Campbell

There are currently 325 blog entries published by Brett Campbell.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

4 Home Buying Red Flags You Need to KnowWhen buying a new home, all buyers want to make sure they’re getting a good deal and buying a home that they’re going to love. However, if a buyer doesn’t know what to look for, they can potentially end up purchasing a home that has a lot of problems that can cause them to have to spend a lot of money later to fix. In order to avoid this, home buyers should know what to look for when going to home showings to help avoid committing to a home that has a lot of inconvenient problems. Here are some of the most important red flags all buyers should know and be able to identify.

Signs of Insects in the Home

One

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Everything You Need to Know About Mortgages and Interest RatesIf you're a home buyer planning to get a mortgage, you probably know that your interest rate will have a big impact on your monthly mortgage payment. Knowing how important interest rates are, you may have questions about how they work and what you can do to reduce the amount of money you spend on interest. If you're thinking about buying a home soon, here's what you need to know about mortgage interest.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is Interest?

Interest is an additional cost added to the repayment of any mortgage. It's calculated as a percentage of the principle balance. Interest rates are related to market rates; as the market

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Replace or Refurbish? What You Need to Know About CabinetsIf you're an Abasands homeowner who is hoping for a new look in your kitchen, you're probably considering either replacing or refurbishing your cabinets. If that's the case, you should know the difference. This information can help you decide whether refurbishment or replacement is right for you.

What's the Difference Between Refurbishing and Replacing?

Cabinet refurbishment is the process of removing the old finish on a cabinet and installing new finish to make the cabinets look new. Cabinet replacement involves the removal and disposal of the old cabinets, and installation of new cabinets.

Which One Is Better?

There's no way to say which is better, as all circumstances are different. When trying to decide whether to replace or refurbish,

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Everything You Need to Know About Professional Real Estate PhotographyAt some point before listing your house for sale, you'll have to decide whether a professional real estate photographer is right for you. Though they do cost extra money, using professional photography in the listing can help sell a home faster and for more money. Knowing your priorities and understanding the benefits of real estate photography can help. Here's what you need to know.

What Does a Professional Real Estate Photographer Do?

Real estate photographers take pictures of properties before they're listed for sale. These photographs can be used in listings, marketing materials, on social media and on websites promoting the sale of the property. Professional real estate photographers have special equipment that can put properties in the most

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Buying a Home? What You Should Know About Debt-to-Income Ratio
Buying a Home? What You Should Know About Debt-to-Income Ratio
If you have a lot of debt, you could have a hard time paying your bills. This is why mortgage lenders pay attention to debt-to-income ratio. Understanding what the debt-to-income ratio is and how it affects your ability to get a mortgage can help you prepare for the mortgage application process.

By checking your debt-to-income ratio before applying for a mortgage, you may be able to identify potential problems and resolve them prior to filling out a mortgage application. If you're thinking about buying a home soon, find out what your DTI is. If your DTI is too high, you would be best off lowering it. Here's what you need to know about DTI and how it affects you.

For informational purposes only. Always consult with a licensed mortgage professional

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Are You Ready for a Home Addition?Adding onto an existing home often serves as a viable investment in the property. Making a space larger can increase its value. It also makes it easier for homeowners to enjoy the space and possibly sell the home faster and for more money. However, building a home addition can also be a complicated and expensive endeavour. With this information, homeowners will have a better understanding of what they need to make a practical decision about home additions.

1. Return on Investment

Property owners may want to start by thinking about the resale value of the addition, particularly if they do not intend to remain in the home for many years. Many home improvements offer flexibility in the amount that homeowners have to pay. Home additions tend to cost

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What to Know About Building a Deck Before SellingBefore selling their home, homeowners often look for small ways to boost their home's value and make their property more appealing to buyers. One of the most popular ways to do this is by installing a deck. Many home buyers love spending time outside and entertaining in their back yard, and a deck can make that possible. If you're a homeowner looking for a high ROI project that can help your home sell for more money, here's what you need to know.

What Is the ROI of Deck Installation

The ROI of a deck installation varies between 70 and 80 percent, depending on the materials used to build the deck, how big the deck is, how much the deck installation cost and other factors. Homeowners who want to make as much money as possible can increase ROI by

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What to Do When You Can't Afford Home Repairs?When a home needs a major repair, such as a new roof, most owners will immediately shudder at the sticker-shock of the initial costs. Those who choose to leave their roof as-is because they can't (or choose not to) pay for the roof would be guilty of deferred maintenance. Whether it's because a homeowner is planning to sell the home, even in a buyers market, or because their finances just aren't available, deferred maintenance is never recommended. The good news is that owners may have more power than they think, even if their bank accounts are severely depleted.

The Real Cost of Deferred Maintenance

It costs about four times more to fix a problem that's been left alone than it does to fix a problem in its earliest stages. For example, a

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The Architecture Styles Home Buyers Should KnowBuying a home starts with asking some rather basic questions about what type of property will best the lifestyle of the people living in. Part of this equation is considering how an architectural style will influence how each person interacts with the home. The following tips can help home buyers streamline their open house experience because they can eliminate certain styles before they even get started. Learn more about how buyers can keep a fresh eye and clear perspective for every home they see.

Traditional

Starting with the more obvious of choices, traditional homes are typically two stories and have a symmetrical quality to them. They're popular because they were constructed to be as beautiful and sustainable as a more expensive home

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Everything You Need to Know About Short SalesWhen a homeowner is having trouble paying their bills on a home that is "under water", a short sale can be a tool to help the homeowner get out of debt. If you're a homeowner who is thinking about selling your home as a short sale, you should understand how short sales work and how a short sale will affect you. Here's what you need to know.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is a Short Sale?

A short sale happens when a homeowner sells their home for less than they owe on the property. Usually a short sale happens when the homeowner is under water on their mortgage, meaning they owe more on their mortgage than the property is worth. Short

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