Real Estate Blog

What You Need to Know About Buying a HomeWhether it's the first time or it's just been a while, home buying comes with a lot of responsibility. While some people love digging into the details of finances, negotiations, and open houses, many are overwhelmed before they even get started. To make it easier to piece it all together, keep the following steps in mind.

Being Approved for a Mortgage

It's easy for a homeowner to get wrapped up in the kinds of homes they want rather than the kinds of homes they can afford. Talking to a bank is the first step to give all parties involved an idea of what types of loans are out there and whether or not they qualify for them. (Homeowners should aim to spend no more than a third of their income on a home.) Once a buyer is pre-approved, they'll have

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Roofing Materials For Modern HomeownersA home's roof has the primary objective of protecting the interior of the home. Roofing materials can vary in appearance, longevity and durability. The right roofing material can add value to the home and can also protect the house for a long time. A homeowner choosing a roofing material for his or her roof must understand these differences in order to make the right choice.

Asphalt Shingles

For many reasons, asphalt shingles are very popular. They vary in appearance, ranging in colour and shape. Asphalt shingles are made from felt paper and asphalt granules, to create a surface that repels rain water and snow melt. Homeowners like asphalt because it is water resistant, durable and inexpensive. Asphalt shingles last up to two decades with

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When to DIY and When to Hire a ContractorHomeowners who need to make improvements and repairs to their property are often faced with a decision: hire a contractor or DIY? To make the decision properly, a homeowner must first weigh the benefits of each option while also considering the level of skill required to complete the task. The way that a home improvement project is completed can affect the property's value and the functionality of the home for many years to come.

Benefits of DIY Work

There are many reasons that homeowners choose to perform DIY work instead of hiring a contractor. To begin with, many home repair and improvement projects just don't need a contractor. Doing DIY work, especially when the work does not require a skilled professional, can save money and time.

In

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Make Energy-Efficient Upgrades with a High ROISome homeowners may be looking for opportunities to increase energy efficiency with a home renovation or upgrade. This is an excellent goal in and of itself as homeowners can reduce their energy consumption and support the environment as they then require less resources to meet the demands of their home. Utility bills can cost upwards of $2,234 per year for homeowners who stick with traditional construction and do not make energy-efficient renovations on their home.

Another important benefit of some, though not all, energy-efficient upgrades, is the ability for Parsons Creek North homeowners to get a significant ROI for their initial upgrade. Some upgrades may serve to even boost home value for homeowners. There are many factors that may influence

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Smart Tech Upgrades with High ROISmart tech is everywhere today, and the advancements in the industry have been truly remarkable. But some of the options on the market may be confusing or even a little scary to everyday homeowners. With companies trying to get a foothold in such a competitive market, they're constantly trying to outdo one another in any way they possibly can! But some smart tech is more than just bells and whistles. It can be a good way to reap both tangible and intangible rewards homeowners may not have even considered.

Smart Thermostats

A smart thermostat can do more than just to heat and cool a home, it can actually calculate the perfect heating and cooling schedule for the homeowner. Learning thermostats even feature geolocation devices that will raise or

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How to Get Ready for a Home ShowingFor homeowners who have decided to sell their home, there are several steps they need to take from staging the home, to choosing the right real estate professional to work with. An integral part of the home selling process is showing the home to prospective buyers. Getting ready for a home showing can be a little exciting, but also nerve-wracking. These tips help sellers understand what they need to do, and how they can simplify the process.

Make a Showing Checklist

People who hired a professional photographer to take pictures of their home for a listing want to show buyers that the home is in a similar condition. Since sellers may need to show a home many times before they get an offer, they should put together a checklist that helps them

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Curb Appeal Strategy GuideCurb appeal can have a big effect on the way home buyers perceive the exterior of any home, much in the way staging the home can affect how buyers perceive the interior. Improving curb appeal before putting your home on the market can lead to a faster sale and bigger offers. Following a strategy can help make the process easier. Starting with basic maintenance first can help ensure that your home appears well-maintained. Once the basic maintenance has been taken care of, then you can move on to landscaping and other upgrades.

Perform Standard Maintenance

Standard maintenance comes first. Evaluate the condition of your home's exterior and look for problems such as yard for waste like leaves and twigs, weeds and lawn maintenance tools left laying

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Which Home Improvements Offer the Best ROI?In the days and weeks before they decide to list their home for sale, many homeowners look for ways to get the most out of their home sale. To maximize their return on investment, many homeowners turn to home improvements and upgrades. There are many home improvements that you can make to increase profits after the sale of a home. Projects that boost curb appeal, improve efficiency within the home and improve the appearance of the home are all excellent projects to take on before trying to sell.

New Siding

Properly installed new siding can make your home look newly constructed. New siding is an excellent choice for homes where the siding has been previously damaged or stained in some way. It's also a smart choice in homes where the old siding

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Down Payment Guide for Home BuyersFor those thinking about buying a home, one of the many ways that buyers need to prepare is by saving the down payment. Many new home buyers have questions about the down payment when they first begin to save. Knowing how much the down payment is, how much a buyer can expect to spend and what kind of home their down payment will buy can help any prospective buyer through the home buying process.

What's the Minimum Down Payment?

Home purchases often require a minimum down payment. Home buyers can put more than the minimum down, but they must meet the minimum in order to secure a mortgage. If the home is $500,000 or less, buyers expect to put down at least 5% of the purchase price.

If the home is between $500,000 and $999,999, buyers may be

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Everything You Need to Know About Getting a MortgageIf a buyer new to the home buying process, they might have a range of questions about how mortgages work, how to get one, how much they qualify to borrow and how much they'll have to pay per month. It's helpful to know the answer to these questions before any buyer starts looking for a home. Working with their lender and real estate agent can help them through the process.

How Is a Mortgage Lender Different From a Mortgage Broker?

A mortgage lender is an entity like a bank or a credit union that loans money to borrowers. A mortgage broker is a person or business who arranges for a buyer to borrow money from a lender. Brokers work with many different lenders at once to help borrowers find the best deal possible. Some people go directly to

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